How much state retirement could you get if you’re divided not divorced

How much state retirement could you get if you’re divided not divorced

Published: 07:50 GMT, 3 February 2020 | Updated: 07:50 GMT, 3 February 2020

My mum currently gets a lowered state retirement of around ?80 per week. She actually is 73 years old.

She’s got constantly worked (some full years in your free time) and raised three kids (now aged 35, 51 and 55). She actually is now divided from my father.

The quantity she gets is means quick regarding the state pension that is full. We think she need to have paid her full National Insurance efforts.

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Low earnings: My 73-year-old mum is divided from my father as well as on ?80 per week state retirement – should she have more? (inventory image)

Steve Webb replies: lots of women of the mom’s generation opted to cover something called the ‘married female’s stamp’.

This is a decreased price of National Insurance efforts which stored them cash once they had been working, but left these with really restricted state retirement liberties once they retired.

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HOW THAT IS CASH WILL HELP

Such females had been likely to claim a retirement according to their spouse’s record of NI efforts.

For so long while they remained married and also as long as their spouse had been nevertheless alive and over retirement age, they might obtain a retirement of 60 percent of this fundamental state retirement, which is approximately the total amount your mom gets. Read more

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